"Millions of Americans every year become victims of identity theft. Protect your identity, protect yourself."
— Thomas Dart

BE AWARE

Identity theft is a serious crime that occurs when someone uses personal information such as your name, social security number, passport, bank account, and other data without your knowledge to commit fraud or theft. Thieves acquire your personal information by:
  • Stealing Social Security numbers, banking, checking, and credit card numbers.
  • Stealing incoming/outgoing mail that includes account statements, pre-approved credit card offers, and tax information.
  • Digging through your garbage — "Dumpster Diving"
  • Buying your information from employees at stores, hotels, and restaurants.
  • Retrieving your personal information off the Internet.
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PROTECT YOURSELF

  • Shred or cut up important information before discarding.
  • Do not give out your Social Security number unless absolutely necessary. Never print your Social Security number on your checks.
  • Check your credit cards, bank statements, and utility bills for any unauthorized activity.
  • List or photocopy the contents of your wallet. Only carry the identification and credit cards that you need, keep everything else in a safe place.
  • Pick up your mail as soon as possible. Always send mail from a secure mailbox or a local post office.
  • Investigate any suspicious accounts or activity. Request a copy of your credit report once a year. Get your free annual credit report online.
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WHAT TO DO IF YOUR ARE A VICTIM

  • Contact your bank, creditors, and financial institutions to close accounts first by phone then by certified mail. Put passwords (not your mother's maiden name) on any new accounts you open.
  • Notify the major credit reporting bureaus. Ask that a "fraud alert" be placed on your file and no new credit granted without your approval.
  • Report the identity theft to your local police department and request a copy of the report.
  • Keep copies of all documents. Always send photocopies never originals.
  • Request copies of your credit report every six months until your credit is clear. Get your free annual credit report online.
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TO RECEIVE YOUR FREE CREDIT REPORT

Get your free annual credit report online from AnnualCreditReport.com.


RESOURCES

Major Credit Reporting Agencies:
Equifax: 800-525-6285
Transunion: 800-680-7289
Experian: 888-397-3742


Major Credit Verification Companies:
Chexsystems: 800-428-9623
Scan: 800-262-7771
Checkrite: 800-766-2748

Federal Trade Commission (FTC):
www.ftc.gov 877-438-4338

United States Department of Justice:
ww.usdoj.gov/criminal/fraud/idtheft.html

Illinois Attorney General: Consumer Protection Division:
www.ag.state.il.us/consumer.idtheft.htm 800-386-5438

Social Security Administration (Fraud Hotline):
800-269-0271

Cook County States Attorney: Consumer Fraud Division:
312-603-8700

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To get a free presentation on preventing identity theft, please contact:
Cook County Sheriff
Department of Community Services
708-974-6799
www.cookcountysheriff.org

Copyright 2005 (c) Cook County Sheriff's Office